FAQ Topic: FEMA and Community Rating System (CRS)

What flood zone is my property located in?

Visit the FEMA flood map service center to  find your official flood map, access a range of other flood hazard products, and take advantage of tools for better understanding flood risk.

Can I change my flood zone determination?

It depends on the reason for the change in the flood zone. If a property owner thinks their property has been inadvertently mapped in a Special Flood Hazard Area or is now out of the flood zone due to elevating the structure or another reason, they may submit a request to FEMA for a Letter … Continued

Do I need to buy flood insurance?

Standard homeowners insurance doesn’t cover flooding. It is important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S. Find out more about the NFIP and how it can help you protect yourself by visiting Floodsmart.gov.

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