FAQ Topic: FEMA and Community Rating System (CRS)

What flood zone is my property located in?

Visit the FEMA flood map service center to  find your official flood map, access a range of other flood hazard products, and take advantage of tools for better understanding flood risk.

What is a Special Flood Hazard Area (SFHA)?

The Special Flood Hazard Area (SFHA) is defined by FEMA as the area that will be inundated by the flood event having a 1-percent chance of being equaled or exceeded in any given year (sometimes called the “100-year” flood). Flood-hazard maps or flood insurance rate maps (FIRMs) have been created by FEMA to show the … Continued

Do I need to buy flood insurance?

Standard homeowners insurance doesn’t cover flooding. It is important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S. Find out more about the NFIP and how it can help you protect yourself by visiting Floodsmart.gov.

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