Topic 2 – Insure your property for your flood hazard

Message 1: Flood insurance is mandatory if your property is in a Special Flood Hazard area and you have a federally backed loan. 

Check Marin Map or visit the Marin County Civic Center, Room 308 and talk to our trained professionals in Land Development to see if your property is in a Special Flood Hazard area. Then visit FloodSmart.gov for insurance options. 

Message 2: Homeowners should buy flood insurance for homes and contents. 

Take advantage of a low-cost Preferred Risk Policy. Visit FloodSmart.gov. 

Message 3: Renters should buy flood insurance for their contents. 

Take advantage of a low-cost Preferred Risk Policy. Visit FloodSmart.gov. 

Message 4: Your homeowners insurance does not cover floods. 

Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Most homeowners insurance does not cover ‘rising waters’ or flooding. Purchasing flood insurance is the best way to protect yourself from devastating financial loss. FloodSmart.gov. 

Message 5: Flood insurance is easy to get. 

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property’s flood risk. FloodSmart.gov. 

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